Layaway Program

Pawn King

Did you find something you like in our store but you don't have the cash today?
YOUR ANSWER IS LAYAWAY!

All merchandise on our sales floor is available for layaway!

No up-front charges to use our layaway program.

The price of the merchandise will determine the duration of the layaway. There is a minimum deposit of 10% of the cost of the merchandise. The remaining amount due will be broken down into 30-day payments as follows:

  • Up to 30 days for merchandise $10 - $100
  • Up to 90 days for merchandise $101 - $300
  • Up to 180 days for merchandise $301 +

Minimum payment due every 30 days.

Layaway may be canceled at any time at the customerís request. There will be a 10% or $10.00 (whichever is larger) restocking fee deducted from the payments. Any remaining payments will be applied as an in-store credit good for 6 months from cancellation date.

Layaway will be forfeited for non-payment. There will be a 10% or $10.00 (whichever is larger) restocking fee deducted from the payment. Any remaining payments will be applied as in-store credit good for 6 months from forfeit date.

Smart Financial Layaway Policy effective July 1, 2022